Himora-Group

Car insurance typically covers damages or losses caused by unforeseen events such as accidents, theft, vandalism, or natural disasters. However, the coverage may vary depending on the type of insurance policy you have. Unfortunately, most standard car insurance policies do not cover battery replacement. Car batteries are considered a regular maintenance item and are subject…

Distracted driving refers to any activity that diverts a driver’s attention from the road, such as texting, talking on the phone, eating, or using in-car technologies. According to the National Highway Traffic Safety Administration, distracted driving claimed 2,841 lives in 2018 alone. Insurance companies consider distracted driving a risky behavior that increases the likelihood of…

Flood damage occurs when water enters a vehicle due to heavy rain, rising rivers, or other natural disasters. The effects can be devastating, causing electrical malfunctions, engine damage, mold growth, and even complete write-offs. When it comes to car insurance coverage for flood damage, it depends on the specific policy. Comprehensive insurance typically covers flood…

Car insurance provides financial protection in the event of an accident, damage, or theft. There are different types of coverage available, including liability coverage, collision coverage, comprehensive coverage, and more. Liability coverage: This is the most basic form of car insurance and typically covers damage to another person’s vehicle or property if you are at fault…